MSU Federal Credit Union (MSUFCU)

Note: This promotion cannot be combined with any other Savings Builder offers.

Learn more about Savings Builder here.

Official 2026 6-Month Savings Builder Sprint Full Rules and Regulations

Please read these Rules carefully. Within these rules, the words “we,” “us,” and “our” refer to OU Credit Union (Credit Union). By participating in the 6-Month Savings Builder Sprint you agree to these official rules and to the results of the promotion, which will be final and binding in all respects.

PROMOTION PERIOD

The 6-Month Savings Builder Sprint begins at 12:00 a.m. ET 7/1/26 and ends at 11:59 p.m. ET 12/31/26.

ELIGIBILITY

Entrants may participate by completing the conditions defined in the “How to Enter” section associated with a Credit Union Savings Builder Account or by sending a 3-inch by 5-inch card with the sweepstakes name and your name, address, phone number, and email address to: OU Credit Union 6-Month Savings Builder Sprint 2026, ATTN: Marketing department, 3777 West Rd., East Lansing, MI 48823-9946.

No purchase or transaction is necessary, nor will a purchase improve an individual’s chance of winning, and there is a limit of one entry per individual. Employees and immediate family members of OU Credit Union and affiliated CUSOs and promotion sponsors, as well as OU Credit Union board and committee members and their immediate family members, are not eligible.

WINNER SELECTION/ODDS

Winner(s) will be drawn within 10 business days of 12/31/26 by the OU Credit Union Marketing department, whose decision is final. Chances of winning are based on the number of entries received. For example, if 1,000 entries are submitted and there are 10 winners, then the chance of winning is 10 in 1,000. Winner(s) will be notified by email or phone and has 5 business days to respond. Failure to respond within 5 business days will result in the selection of a new winner. Winner must sign a release and consent form. A winners list will be made available upon request for any request submitted within 6 months of the end of the promotion. Please see our contact information below.

HOW TO ENTER

To enter, entrant must have an active Credit Union Checking account, have a current Savings Builder account or open a Savings Builder account by 7/31/26, and deposit at least $100 between 7/1/26 and 7/31/26. To remain in the Sprint, entrant must 1.) deposit at least $100 each month throughout the Sprint; 2.) have a minimum balance of $600 on 12/31/26; and 3.) have registered to participate in the 6-Month Savings Builder Sprint at oucreditunion.org/savingsbuildersprint. Only one entry per participant will be accepted. This promotion cannot be combined with any other Savings Builder offers or sweepstakes. Alternatively, you may send a 3-inch by 5-inch card with the sweepstakes name and your name, address, phone number, and email address to: OU Credit Union 6-Month Savings Builder Sprint 2026, ATTN: Marketing department, 3777 West Rd., East Lansing, MI 48826-9946.

OU Credit Union is not responsible or liable for:
• Lost, late, illegible, mutilated, or misdirected entries,
• Entries not received in time for the selection of the winner,
• Technical hardware or software needed to enter,
• Lost or unavailable network connections that impair or prevent entry, or
• Failed, incomplete, garbled, or delayed computer transmissions that may limit a user's ability to participate in this promotion.

PRIZES AND ACTUAL RETAIL VALUES

There will be 10 prizes of $100 each randomly drawn from entrants that have successfully completed the Sprint or submitted a 3-inch by 5-inch card to Us. Completing the Sprint is: having an active Savings Builder account by 7/31/26, registering to participate in the 6-Month Savings Builder Sprint at oucreditunion.org/savingsbuildersprint, depositing at least $100 between 7/1/26 and 7/31/26, adding a cumulative of $100 per month to the Savings Builder for the remaining 5 months of the Sprint, and retaining a minimum balance of $600 in the Savings Builder account at the end of the promotional period. Prizes may not be substituted or transferred except at the discretion of OU Credit Union. OU Credit Union is not responsible for the winner’s receipt or use of the prize and has neither made nor is in any manner responsible or liable for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relative to the prize including, but not limited to, its quality or availability. Liability for any applicable federal, state, or other taxes, or any other costs, will be the sole responsibility of the winner and no prize will be awarded without receipt of the proper legal paperwork as determined by OU Credit Union. This promotion cannot be combined with any other Savings Builder offers.

GENERAL RELEASE FORM

Each winner must sign a release form agreeing:
• To all terms and conditions related to this promotion.
• To allow OU Credit Union, unless prohibited by law, to use his/her name, city and state of residence, photograph, and/or likeness for advertising trade and/or any other purposes in any media now or hereafter known without further compensation, permission, or notification. All images are the exclusive property of OU Credit Union.
• That aforementioned parties and their respective officers, directors, shareholders, employees, representatives, and agents shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity. This includes personal injury or death to entrant or any other person or damage to personal or real property due to the acceptance, possession, use, or misuse of a prize and any travel or travel-related activity thereto or participation in this promotion.

GENERAL CONDITIONS

OU Credit Union reserves the right to modify, suspend, and terminate this promotion for any reason, including but not limited to viruses, bugs, nonauthorized human intervention, or other causes beyond the control of OU Credit Union, that corrupts or impairs the administration, security, fairness, or intended procedures of the promotion. In case of suspension or termination, a notice will be posted, and, at OU Credit Union’s discretion, winners will be selected from eligible nonsuspect entries received before the event was suspended or terminated. OU Credit Union reserves the right to disqualify any entrant if it suspects that his/her actions affect the integrity of the promotion or if the entrant fails to remain in good standing with OU Credit Union. This promotion cannot be combined with any other Savings Builder offers.

OU Credit Union maintains the right to change or modify these rules at any time without notice. OU Credit Union is not responsible for any typographical or other error in the printing of the offer, administration of the promotion, or in the announcement of any and all prizes.

Any legal challenge to this promotion must be filed within 6 months of the end of the promotion. Such legal challenge will be waived if not filed within such period. Participation in the promotion constitutes a participant’s agreement to the 6-month limitation period.

This promotion is not sponsored by or associated with any other organization, including any social media platform where the sweepstakes is promoted, and you release such other organizations from liability arising out of or relating to this promotion.

CONTACT INFORMATION

If you have any questions, please contact us at:
OU Credit Union Marketing Department – 6-Month Savings Builder Sprint 2026, 3777 West Road, East Lansing, MI 48823, or calling 800-678-4968.

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